Josh Josh

The Battle of Diversification: VWO or VB?

Both VWO and VB offer unique diversification opportunities for investors. If you are looking for exposure to emerging markets and a diverse range of companies, VWO might be the right choice for you. On the other hand, if you want to invest in small U.S. companies with the potential for more growth potential, VB could be a better fit.

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Josh Josh

Unlocking Your Financial Potential

Having a solid understanding of money has never been more important than it is now.  Yet, many people face several obstacles that prevent them from executing their money goals. 

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Josh Josh

A Beginner's Guide to Getting Started with Investing

Getting started with investing doesn't have to be overwhelming or intimidating. By choosing the right stock brokerage, determining the appropriate account type, establishing clear investment goals, selecting suitable investment options, and committing to a long-term investing mindset, you'll set yourself up for financial success.

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Josh Josh

How Does Fractional Reserve Banking Work?

Ever wonder how the modern-day banking system works? Fractional Reserve Banking has both pros and cons. Bank runs, too much lending, inflation, and financial instability are some of the problems that can arise if things aren't managed wisely.

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Josh Josh

JEPI vs QYLD: Which ETF is Better?!

The big difference between the two funds is that JEPI is focused on the S&P 500 index. While QYLD is focused on the NASDAQ 100 index. QYLD is more established and has a longer track record. In contrast, JEPI is a newer fund.

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Josh Josh

JEPI vs JEPQ: Which ETF is Better?!

These funds could be good options to add to your portfolio if you’re looking to prioritize dividend cash flow and minimize volatility in your portfolio. The big difference between the two funds is that JEPI is focused on the S&P 500 index. While JEPQ is focused on the NASDAQ 100 index.

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Josh Josh

JEPI vs SCHD: Which ETF is Better?!

Both JEPI and SCHD are good funds to add to your portfolio to have exposure to great companies and generate consistent passive income in the form of dividends.

However, JEPI is more suited for those who want to minimize volatility in their portfolio over the long run and still earn consistent income. Therefore, don’t expect this fund to continue to outperform the stock market over the long run.

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Josh Josh

6 High Interest Savings Accounts

If you have a big pile of cash sitting in a savings account, at least transfer it over into a high-Interest savings account. You can earn anywhere from 3-4% per year right now. Risk-free up to $250k.

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Josh Josh

VOO vs SCHD: Which ETF is Better?

Both SCHD and VOO are popular ETFs that provide exposure to the U.S. stock market. However, they have different goals and different holdings, so it’s important to compare them carefully before making a decision. SCHD is focused on dividend-paying stocks, while VOO has a broader exposure to the overall U.S. stock market.

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Josh Josh

Do day traders beat the stock market?

Day trading can be an exciting way to get involved in the stock market, but it is essential to remember that it is a high-risk activity and the vast majority of day traders lose money.

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Josh Josh

One ETF Portfolio | The Best Full Portfolio ETF

Investing in a one ETF (Exchange-Traded Fund) portfolio means choosing to invest in a single ETF designed to track the performance of a specific market or asset class. This approach to investing offers several benefits, including diversification, low cost, and ease of management.

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Josh Josh

Can You Short an ETF?

Yes, ETFs can be shorted. Shorting an ETF works the same as shorting a stock. You borrow the ETF shares from a broker and then sell them in the open market. When you later buy back the shares to close out the short position, you will return them to the broker.

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Josh Josh

Average ETF Return | How Much Will You Make?

Average ETF returns vary, but on average, you should expect to generate an annualized return of 7-10% over a ten-year period. Investors must also understand that ETFs will not always produce positive returns each year.

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Josh Josh

Is VGT a Good ETF? | A Complete Overview

As an overall product, VGT is an excellent ETF provided by a reputable company with low fees. It is a solid investment if you try to outperform the common indices and can hold the ETF for more than a decade, it is a solid investment.

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Josh Josh

Best “Set it and Forget it” Dividend Stocks

Investing in dividend companies is one of the best ways to create a set it and forget it portfolio due to the nature of dividend investing. Regardless of where the stock price goes, you will undoubtedly continue to receive dividend payments, especially from these Dividend Aristocrats. 

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Josh Josh

Low-Cost ETF Portfolios You Can Create

While picking individual stocks can provide excellent returns, sticking with low-cost ETF portfolios is a much safer investment route. Additionally, ETFs are much more passive since stocks are automatically managed in the index, meaning you don’t have to worry about researching individual companies.

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