your income isn't taxed in one single tax bracket!

Your income is taxed in phases or groups.

The first part of your income is taxed at one rate, while the next parts of your income are taxed at different tax rates.

The big difference between the two funds is that JEPI is focused on the S&P 500 index. While QYLD is focused on the NASDAQ 100 index. QYLD is more established and has a longer track record. In contrast, JEPI is a newer fund.

Both JEPI and SCHD are good funds to add to your portfolio to have exposure to great companies and generate consistent passive income in the form of dividends.

However, JEPI is more suited for those who want to minimize volatility in their portfolio over the long run and still earn consistent income. Therefore, don’t expect this fund to continue to outperform the stock market over the long run.

Artificial Intelligence will make investing easier. And will further cut out the need to hire financial advisors or financial planners. Managing your own money will become easier to do with the advancements of Ai.

Credit cards are an effective tool for the financially disciplined. But a destructive tool for the impulsive spenders.

If you have a big pile of cash sitting in a savings account, at least transfer it over into a high-Interest savings account. You can earn anywhere from 3-4% per year right now. Risk-free up to $250k.

Both SCHD and VOO are popular ETFs that provide exposure to the U.S. stock market. However, they have different goals and different holdings, so it’s important to compare them carefully before making a decision. SCHD is focused on dividend-paying stocks, while VOO has a broader exposure to the overall U.S. stock market.

Day trading can be an exciting way to get involved in the stock market, but it is essential to remember that it is a high-risk activity and the vast majority of day traders lose money.

Investing in a one ETF (Exchange-Traded Fund) portfolio means choosing to invest in a single ETF designed to track the performance of a specific market or asset class. This approach to investing offers several benefits, including diversification, low cost, and ease of management.

Yes, ETFs can be shorted. Shorting an ETF works the same as shorting a stock. You borrow the ETF shares from a broker and then sell them in the open market. When you later buy back the shares to close out the short position, you will return them to the broker.

Average ETF returns vary, but on average, you should expect to generate an annualized return of 7-10% over a ten-year period. Investors must also understand that ETFs will not always produce positive returns each year.

Overall, VT is an excellent ETF for investors seeking exposure to a wide range of equities. In addition, it is one of the best one-stop shop ETFs for investors who prefer a highly diversified approach.

As an overall product, VGT is an excellent ETF provided by a reputable company with low fees. It is a solid investment if you try to outperform the common indices and can hold the ETF for more than a decade, it is a solid investment.

Investing in dividend companies is one of the best ways to create a set it and forget it portfolio due to the nature of dividend investing. Regardless of where the stock price goes, you will undoubtedly continue to receive dividend payments, especially from these Dividend Aristocrats. 

While picking individual stocks can provide excellent returns, sticking with low-cost ETF portfolios is a much safer investment route. Additionally, ETFs are much more passive since stocks are automatically managed in the index, meaning you don’t have to worry about researching individual companies.

While Robinhood boasts its commission-free trading, you must still account for fees charged by the ETF managers. These ETF fees are relevant regardless of which broker you invest with since they are deducted from the ETF’s value and not directly charged to investors.

ETFs are a fantastic investment vehicle and provide retail investors with an efficient way to invest in stocks. They provide instant diversification into the overall market or specific sectors with reasonable expense ratios. However, ETFs come with fees, while investing in individual companies does not.

If you can’t stomach seeing your portfolio drop over 70% during bear markets, you probably shouldn’t invest in growth stocks. Studying history and preparing for the worst-case scenario makes you much less likely to make a costly decision. Stock market crashes are nothing new, yet when they happen, retail traders rush to get rid of their investments. 

As the Fed raises interest rates, growth companies may suffer for a while. Therefore, American dividend stocks may outperform until the stock market is primed for growth again. During times of economic hardship, safe companies that generate consistent revenue will be the best place to invest your money in the stock market.