Money Mastery Exit Surveys: Students Report 4.5/5 Financial Confidence (Up From 2.5)
Most people think they have a money problem.
In reality, they have a system problem.
They think they are "investing," but they're actually gambling with extra steps.
They're glued to charts, chasing the latest "pump," and refreshing their phones at 2AM hoping a position moves in their favor.
They feel productive because they are "in the market," but being in the market and owning the market are two completely different games.
The Confidence Gap
We recently looked at the survey data from members of our Money Mastery community and the results were telling.
When people first join, their average confidence score regarding money and investing is a 2.5 out of 5.
These aren't people who are broke, they are often high income earners.
They have savings, but it’s sitting in low-yield accounts because they are terrified of making a mistake.
They describe themselves as "unsure" or "inconsistent," feeling like money is constantly leaking through their fingers.
They aren't lacking knowledge, they are drowning in it. What they lack is structure.
After installing their financial system using Money Mastery, that confidence score jumps to a 4.5 out of 5.
This happens because when you have a proven roadmap, emotion stops running the show.
You move from "The Paralyzed Cash Collector" who gets pulled in every direction on social media, to "The Asset Owner" who has a machine building wealth automatically while you live life.
Guessing vs. Owning
This shift (from guessing to owning) is exactly why I built the step-by-step setup system inside Money Mastery.
I didn't want to just give you more "tips" to save and invest, I wanted to help you install a financial operating system that handles the decisions so you can focus on the execution.
Whether it's mastering the "alphabet soup" of tax-advantaged accounts or automating your monthly contributions, the goal is to build a financial system that lets you sleep well at night without worrying about the stock market and where you know, for a fact, that you aren't messing this up.
Even if you decide to do this manually, remember this: You don't rise to your motivation level, you fall to your system level.
Your Action Step for Today
Take 5 minutes to audit your own Financial Confidence Score.
On a scale of 1 to 5, how sure are you that your current "plan" will actually lead to the financial results you want?
If that number isn't a 4 or a 5, identify the one "leak" where you feel most unsure: Is it your investing strategy? Portfolio confusion? Or a lack of automation?
Stop researching and start plugging that one hole in 2026.
Talk again soon,
- Josh
P.S. If you’re tired of the 2AM financial anxiety and want to lock in your financial system, come join Money Mastery. For a limited time, all new students will get a free 1:1 intro call with me to ensure they get the most out of the program.
Tap here to join Money Mastery and build your automated financial system
