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Your Financial Freedom Estimator

This should be how much you'll need to live on each year during retirement.
This should be the total of all your investment accounts including retirement accounts like a 401(k).
This is the amount you plan to invest monthly across all investment accounts. Aim for 10–20% of your income if you can.
Expected average annual return. Historically, the stock market averages around 10%.

Disclaimer: This tool is a guide and doesn’t replace financial advice. Results are estimates only and do not consider taxes, fees, or life changes. Always consult a qualified advisor before making financial decisions.

How to Use the Financial Freedom Estimator

(And Why It Actually Matters)

This tool helps you figure out the big question most people avoid:
How much do I really need to invest to buy my time back?

It’s simple — just plug in:

  • How much you want to live on each year once you’re financially free

  • How much you already have invested (across any accounts)

  • How much you’re investing each month

  • Your expected annual return (Hint: the long-term average for the stock market is ~10%)

Then tap Calculate.

You’ll instantly see two things:

  1. The amount of money you need invested to live off your portfolio using the 4% rule

  2. How long it’ll take to get there at your current pace

It’s not just a calculator… It can be a wake-up call and a roadmap.

What’s the 4% Rule?

This rule says that if you withdraw 4% of your portfolio each year, your money should (in most cases) last for decades — even after accounting for inflation and market ups and downs.

That means:
If you want to live on $60,000/year → you’d need roughly $1.5 million invested.
Because 4% of $1.5M = $60,000.

If that number sounds big, don’t stress. You’re here now and a few decades of compounded growth in the stock market can do a lot of the heavy lifting for you.

Why This Tool Exists

Most people drift through life financially without ever running these numbers.

And because they never see the math, they never believe it’s possible.

But you? You’re different.

This tool shows you what’s possible if you take control now and build a system that works in the background of your life.

If you’re ready to go deeper (and want step-by-step help building that system), I created a full training called Money Mastery. It’s the resource I wish I had when I started.